Insurance Justice
When property damage occurs, homeowners rely on their insurance policies to repair and restore their homes.
Unfortunately, claims are sometimes delayed, denied, or underpaid.
Our firm helps property owners pursue fair compensation for:
• Hurricane and wind damage
• Roof damage
• Water and plumbing leaks
• Fire and smoke damage
• Mold and structural damage
FAQ
What is a property insurance claim?
A property insurance claim is a request made to an insurance company for payment under an insurance policy after property damage occurs.
What if my claim is denied?
A claim denial does not necessarily mean the claim is invalid. Policyholders may challenge denials through negotiation, appraisal, mediation, or litigation.
How are property damages calculated?
Courts generally measure damages based on the cost to repair or restore the property. Oftentimes, the damage is initially estimated using a software program named Xactimate. This estimate of damage may change after you repair your property. We help ensure you are properly compensated for your property damages.
What if the insurance company delays my claim?
Insurers must investigate and acknowledge claims promptly under Florida law, and unreasonable delays may violate statutory duties. We hold insurers accountable and pursue bad faith claims against them when appropriate.